Effective Date: January 1, 2020

These Terms of Service ("Terms") govern your use of the Christ-Confidence Coaching website, services, programs, products, and content (collectively, the "Services") operated by Christ-Confidence Coaching ("CCC," "we," "our," or "us").

By accessing this website or using any of our Services, you agree to be bound by these Terms. If you do not agree, you should not use this website or purchase any Services.

1. Scope of Services

Christ-Confidence Coaching provides coaching, educational content, digital products, and related services that may include faith-based, personal development, business, and wellness topics.

2. Program-Specific Terms

Certain Services, programs, or offers may have additional terms, conditions, agreements, or policies ("Program Terms") that apply specifically to those offerings.

Program Terms will be presented to you at the time of purchase, enrollment, or participation, and you must agree to those terms before accessing the applicable Service.

In the event of any conflict between these general Terms and any Program Terms, the Program Terms shall control for that specific Service.

3. No Guarantees

We make no guarantees regarding results, outcomes, income, business success, health improvements, or personal transformation. Results vary based on individual effort, circumstances, and factors beyond our control.

4. Disclaimer of Professional Advice

All content and Services are provided for educational and informational purposes only and do not constitute medical, mental health, legal, financial, or other professional advice.

You are responsible for consulting appropriate licensed professionals for your specific situation.

5. Intellectual Property

All content, materials, and intellectual property provided by CCC are owned by or licensed to Christ-Confidence Coaching and are protected by applicable intellectual property laws.

You may not:

• Copy, reproduce, or distribute content
• Share access to programs or materials
• Modify, sell, or create derivative works
• Use content for commercial purposes without written permission

6. User Conduct

You agree to use this website and Services lawfully and respectfully. You agree not to:

• Engage in unlawful, abusive, or harmful behavior
• Interfere with website functionality or security
• Attempt unauthorized access to systems or data
• Misuse or exploit content or Services

7. Payments and Refunds

Payment terms, billing structures, and refund policies vary by program and will be clearly stated in the applicable Program Terms at the time of purchase.

8. Limitation of Liability

To the fullest extent permitted by law, CCC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or Services.

9. Indemnification

You agree to indemnify and hold harmless Christ-Confidence Coaching from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

10. Third-Party Services

We may use or link to third-party services, platforms, or providers. We are not responsible for the content, policies, or practices of third parties.

11. Modifications

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to this page.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Georgia.

13. Contact Information

If you have questions regarding these Terms, please contact:

Christ-Confidence Coaching
38 Merchants Walk
Blairsville, GA 30512